For Gen Z, the question is not cash versus digital, it is how and when to adopt cash within a digital world. Having grown up with apps where money moves on screens, instantly and often gamified, this generation experiences money through a fundamentally different paradigm. Value is not something stored but something circulating, coded and connected.

In this talk, Pascal Wicht explores how Gen Z’s relationship with money signals a deep cultural and systemic transition. He examines how cash persists within this hybrid ecosystem as a public infrastructure of trust.