Shaping the cash cycle of the future

Ronan McClintock is a Manager at the Bank of England on the Wholesale Cash Oversight team. He has worked in Notes Directorate for over 20 years starting in research, design and manufacturing working closely on the transition to polymer banknotes. More recently he has worked on the future arrangements for wholesale cash distribution in the UK. Before joining the Bank of England, Ronan earned a BSc in Physics from the University of Nottingham.

Matthee le Cointre is strategist at Geldmaat, where he drives innovation across the cash value chain. He leads initiatives in payments strategy, exploring alternative transactions and digital currencies, and contributes to policy development around the digitale euro. His work includes strategic foresight on the future of cash, scenario planning, and shaping Geldmaat’s long-term positioning in the payments landscape.

Malte Krueger is Professor of Economics at the University of Applied Sciences in Aschaffenburg (Germany) and works as a consultant for PaySys Consultancy (Frankfurt). He holds a Ph.D. in economics from the University of Cologne (Germany) and has worked as a research fellow for the Bank of Spain, the University of Western Ontario, the University of Durham, the University of Karlsruhe, the University of Applied Sciences in Frankfurt and the European Commission. Consulting projects have focused on payments – including internet payments - and the list of clients includes banks, processors, merchants, card schemes, payment service providers, government institutions and others, in Germany and other European countries. Academic research has focused on payments in general, two-sided markets, monetary economics and exchange rates. Malte has published widely in academic and industry journals.

Sina Grebrodt is a Senior Strategic Initiatives Expert and part of the Central Bank Solutions team at Koenig & Bauer Banknote Solutions, where she works at the intersection of currency innovation, central bank strategy, and sustainable cash management. With a focus on how cash supports financial inclusion and literacy, Sina explores the evolving role of physical currency. Her work bridges technology, policy, and social impact — highlighting how resilient, accessible cash systems remain essential for empowering individuals and fostering trust in the broader financial ecosystem.

Economist at Banco de España since 1993, with experience in branch operations, securities settlement, and cash management. He worked at Iberclear (Spanish Central Securities Depository) from 2003 to 2015, coordinating connections to Target2 and T2S. Since 2015, back in Banco de España, he has focused on cash operations, serving as Head of the Coins Unit (2018–2020) and currently leading the Cash Policies Division, with direct responsibilities on cash issuance, analysis, statistics, regulation and procedures, management of cash central reserves and distribution of cash among Banco de España dependencies or, through international transports, within and outside the Eurosystem.

Professor Franz Seitz teaches Economics with a special focus on Monetary Policy and Financial Markets at Weiden Technical University of Applied Sciences in Germany. He is author of numerous articles in national and international journals. His main fields of research are monetary theory and policy, financial markets as well as payments markets, especially cash in circulation. For many years, Professor Seitz has been acting as a consultant in different projects for central banks, commercial banks and financial as well as non-financial corporations.

Mikael is a senior financial services leader with over 15 years of experience in banking, capital markets, and financial technology innovation. His career spans central banking, global consulting, and strategic advisory, equipping him with deep expertise in financial market infrastructures, digital transformation, and regulatory-driven innovation.

A managing consultant at PA Consulting, Mikael is recognized for his ability to lead large transformation programmes, shaping strategies that drive efficiency, transparency, and resilience in the financial ecosystem.