Cash System Redesign in the Netherlands

– The Dutch cash cycle is under increasing pressure due to reduced usage, shrinking ATM netowrk and increasing fees.
– After many years of studies and voluntary agreements with banks and stakeholders, legislation has been announced.
– Several models to design and fund the cash market have been analyzed, with interesting results.
– The legislation includes not only an obligation on banks to maintain a cash infrastructure, but it also comprises the offering of cash services, fee limitations and continuity CiT services.