Türkiye is one of the most cash oriented countries in Europe. On the other hand, pace of digitalization is quite high with heavy investment by the banks, government and fin-tech companies. The speech aims to give insights about the cash market & financial digitalization environment of the country, as well as how a commercial bank conducts its CIT business in this ecosystem. Additionally, resilience strategy of Garanti BBVA in terms of cash availability will be visited via real life experiences during the devastating earthquake in 2023.